Commercial Mortgage Underwriting

We assist our clients throughout the underwriting process. One of our experienced Commercial Mortgage Consultants will undertake the whole transaction from enquiry to completion.

• Preparation of a fact find on your business and requirements for presentation to lenders. A site visit may or may not be necessary, depending upon the individual circumstances.
• Identification and initial discussions with suitable lenders applicable to your business sector and requirements. We use a wide range of UK based lenders in order to give clients the best possible choice and terms.
• Continual monitoring of your case throughout the process and keeping you up to date with progress.
• A review of the terms offered by the lenders.
• Assistance/presence at meetings with lenders to further assist in the 'negotiation' process until an acceptable formal 'offer of facilities' is made.
• We will liaise with yourself, the lender, the solicitors and (if applicable) your accountant / financial adviser, in order to provide any information required and drive the application through to completion as soon as possible.

The financial information that we will need to support a mortgage application is as follows:

• Last 2 years Audited Accounts
• Latest Management Figures
• Profit & Loss Forecast for next 12 months
• Last 6 months business bank statements
• Last 3 months personal bank statements
• Brief CV/profiles of partners/directors
• Asset/liability statements of applicants

Service Levels

For most applications by Sterling Capital Reserve Limited, we will obtain a decision in principle with indicative terms in respect on interest rates and fees within 72 hours.

VISIT US - 18th - 20th MARCH 2012

© 2011 : Sterling Capital Reserve Ltd Sterling Capital Reserve Ltd Sterling House, 10 Wheatcroft Business Park, Landmere Lane, Edwalton, Nottingham NG12 4DG Tel: 0115 984 9800 Fax: 0115 921 5550 Map and Directions to our Office

ANY PROPERTY USED AS SECURITY, INCLUDING YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
EARLY REPAYMENT CHARGES APPLY. A BROKER FEE MAY APPLY.

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