Our Commercial Mortgage Consultants have backgrounds in the banking sector and can offer added experience and advice to clients in respect of structuring and applying for commercial mortgages.
With access to over 60 commercial mortgage lenders, we are able to match the client's requirements to the most appropriate mortgage lender, and source a wide range of innovative and competitive products.
These can be secured against: investment properties, factories and offices, warehousing and storage units, hotels, pubs and restaurants together with Care Homes, Day Nurseries and Professional Practices.
Commercial Mortgages can be arranged for any specific purpose. This may include a property purchase, refinance or re-banking package, development finance, short term bridging finance or a buy to let investment. Commercial Mortgages can be part of a larger funding requirement such as a management buy out or a corporate acquisition.
All Commercial Mortgage cases are supported by professionally prepared credit applications, thereby significantly enhancing the chances of our clients securing the optimum financial package. In the current lending climate it pays to have your application put together by industry experts, who know what lenders are looking for.
Unlike some of our competitors, we do not believe in up front charges. Our fees are only payable when our client has received a formal offer of finance and is usually payable at the time of completion.
We work closely with your financial advisors when commercial property is being acquired by a client through a small self administered pension scheme (SSAPS) or a self invested personal pension plan (SIPP).
For most applications presented by Sterling Capital Reserve Limited, we will obtain a decision in principle with indicative terms in respect of interest rates and fees within 72 hours.
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